This Privacy Policy explains how Boobesh Dasarath, an individual proprietor doing business as Systematic Traders Official Club ("STOC", "we", "us", or "our"), collects, uses, and protects personal information when you use the STOC Screener website, applications, and services (collectively, the "Service").
This Policy is published in compliance with the Digital Personal Data Protection Act, 2023 (India) and applicable consumer protection regulations.
1. Information We Collect
Account Information
When you create an account, we collect your email address, name, and authentication credentials. This information is collected and managed through our third-party identity provider.
Payment Information
When you subscribe to a paid plan, our third-party payment processor collects your payment instrument details. We do not store full payment card numbers ourselves; we only store transaction metadata such as transaction ID, amount, status, and timestamp.
Usage Data
We automatically collect technical information when you use the Service, including IP address, approximate location, device type, operating system, browser type, pages visited, features used, referring URL, error logs, and diagnostic information.
Watchlist and Preferences
If you use the watchlist feature, we store the stock symbols you have starred and any custom labels you have assigned. We also store interface preferences such as theme choice and default market.
Communications
If you contact us via email, we retain the content of those communications and any attachments you provide.
2. How We Use Your Information
We use collected information to provide, maintain, secure, and improve the Service; authenticate you; manage subscriptions; process payments; respond to support inquiries; detect fraud or abuse; analyze product usage; and comply with legal obligations.
3. Legal Basis for Processing
Under the Digital Personal Data Protection Act, 2023, we process personal data based on consent, contractual necessity, legitimate interests, and legal obligations.
4. Third-Party Processors
We rely on third-party services for authentication, payment processing, database storage, hosting, market data, charting, and email. Each provider has its own privacy policy. We do not share user account data with market data providers for their independent use.
5. Data Sharing
We do not sell your personal data. We may share personal data with processors required to operate the Service, to comply with law, to enforce our Terms, to protect rights and safety, or in connection with a business transfer with notice to you.
6. Data Retention
- Account data: retained while your account is active and for 30 days after account deletion
- Payment metadata: retained for 7 years for tax and financial compliance
- Usage logs: retained for up to 12 months for security and analytics
- Support communications: retained for up to 24 months for service quality and dispute resolution
7. Your Rights
You may request access, correction, erasure, grievance redressal, or nomination rights regarding your personal data by emailing support@stocscreener.com.
8. Data Security
We implement reasonable technical and organizational measures including HTTPS/TLS, provider-side encryption at rest, access controls, and internal security reviews. No method of transmission or storage is 100% secure.
9. Cookies and Tracking
The Service uses essential cookies to maintain login sessions and remember preferences. We do not use advertising cookies or behavioral advertising trackers. Anonymous, aggregated analytics may be used to improve the Service.
10. Children's Privacy
The Service is not intended for individuals under 18 years of age. We do not knowingly collect personal data from individuals under 18.
11. International Users
STOC operates from India. If you access the Service from outside India, your personal data may be transferred to and processed in India.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Material changes will be communicated by posting an updated version on this page with a new "Last updated" date.
13. Grievance Officer
Name: Boobesh Dasarath
Email: support@stocscreener.com
Address: 210, Vasantham Colony - Vasuki St, Thandalam, Chennai, Tamil Nadu 600128, India
The Grievance Officer will acknowledge complaints within 24 hours and aim to resolve them within 15 days of receipt.
14. Contact
For privacy-related questions, contact us at support@stocscreener.com.